Birthdays often mark major milestones: Driver’s license at 16, voter registration at 18, your first legal drink at 21…
…and getting kicked off of your parents’ health insurance at 26.*
Prior to blowing out your 26 candles, health insurance was probably not top-of-mind. That may be because your parents’ coverage made things easy.
It’s time to take charge of your health and declare your independence! It’s important to have health and dental insurance, even if you don’t get sick very often.
It’s time to birthday shop for some options:
2. Employee Health Benefits
If your job offers health insurance, you’ll likely have 30 to 60 days to enroll after you lose your parents’ benefits, even if it’s not open enrollment.
If your parents’ plan included dental and vision coverage, but your current job doesn’t, talk to your human resources representative about the benefits of dental insurance. Or look into getting your own individual plan.
3. Private Health Plans
Individual benefit plans may not be as expensive as you think. Price out your options and develop a savings plan. You may have to make some tough choices, but you’ll stay covered and healthy.
4. Government Health Plans
As a young adult, dental insurance might seem like just another bill to pay. But the cost is too high not to have it.
You have your whole life ahead of you — get covered today!
*Some plans may vary on this age limit.