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The Gap Between Medicaid and Private Insurance: How CHP+ Keeps Your Kids Healthy

March 31, 2016 By Shelby Tatomir

CHP+ benefits families that don’t qualify for Medicare, but can’t afford private insurance.

Colorado’s Child Health Plan Plus (CHP+) provides affordable health coverage for families who earn too much to qualify for Medicaid but find it difficult to afford private health insurance. CHP+ covers the gap, so uninsured Colorado children get the medical and dental coverage they need.

In December 2015 there were 48,488 Coloradans enrolled in CHP+.

Who qualifies?

• Children under 18

• Families under 260% of the Federal Poverty Level (FPL)

• Colorado residents, permanent legal residents who have had an Alien Registration number for at least 5 years, a refugee, or asylee

• Must not be eligible for Medicaid

• Must not have other health insurance

Delta Dental of Colorado administers the dental portion of this program.

Dental coverage with CHP+ includes:

• Annual exam and X-rays

• Annual cleaning, fluoride, and sealants

• Fillings and stainless-steel crowns

• Some extractions and root canals

If your child has CHP+ start using your benefits by:

Selecting a CHP+ Dentist

1. Scheduling an appointment for two dental exams and two cleanings each year

2. Talking to you dentist about sealants — a thin plastic coating that helps prevent cavities.

3. Children covered under CHP+ have $1,000 of allowable benefits per calendar year. There are no out-of-pocket costs or copayments for dental exams, cleanings, or sealants, but they do count against the annual benefit maximum.

Delta Dental also offers a special fund for CHP+ members who reach their annual benefit maximum.

If you think your family qualifies for CHP+, you can learn more and/or apply.

 

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Filed Under: Colorado, Dental Benefits, Dental Health, Dental Health for Kids Tagged With: Children Health Plan, Children Health Plan Plus, CHP+, government benefits, helping children, helping kids, low cost, low cost resources, low income, low income resources

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