Sometimes we can easily spot opportunities for saving money in our day-to-day lives. Other times, it helps to have them pointed out to us. Did you know that having good oral health can lead to good overall health, saving you money on your health and dental care costs in the long run? A healthy mouth has a positive impact on our wallets. Americans with dental benefits are more likely to go to the dentist, receive preventive care, and experience greater overall health. That’s the value of dental insurance.
Eighty-five percent of Americans believe oral health is very or extremely important to their overall health, according to a survey from Delta Dental, and about 78 percent have dental coverage. Learn more about how preventive dental care, good oral health, and dental insurance go hand-in-hand.
It makes dental care more affordable
It’s important to brush and floss well, and regular visits to the dentist are also necessary. Because dental insurance focuses on prevention, many services like exams, cleanings, and X-rays are covered at 100 percent.** And preventive exams from the dentist ensure that issues are addressed before they become costly problems.
Dental insurance also reduces out-of-pocket costs for many procedures by discounting the full cost of treatment. Delta Dental helps you save even more because we negotiate lower fees with our in-network dentists. With 150,000 dentists participating nationwide, we make it easy to find one in-network. That makes it easy to find a cost-saving dentist and see the value of dental insurance.
The savings can add up
See how annual dental care costs start to add up for a family of four without dental insurance. Each family member should visit the dentist twice annually for preventive care. This example also includes a cavity filling.
*Plan premium and dental service fees are for illustrative purposes only. Costs for fillings and preventative services vary based on the type of fillings you receive and the what procedures occur as part of your preventative visit to your dentist. For a pre-treatment estimate of your costs, please contact your dentist for exact costs. *
You’re more likely to get the care you need
Families and individuals with dental insurance are twice as likely to get preventive care compared to those without it. And people who develop more complicated oral health problems are more likely to skip needed treatments due to cost if they don’t have dental insurance. Mostly untreated and often preventable oral diseases result in more than 2 million emergency room visits nationwide each year.
You’re more likely to avoid future dental problems
When you schedule regular preventive check-ups, your dentist can detect problems early. This can help you avoid more costly and complex procedures—like crowns and root canals—down the road. In fact, for each dollar spent on preventive services, it is estimated that $50 or more is saved when avoiding these more expensive procedures in the future.
It’s good for your overall health
Dental care is good for your smile, and it can also have a positive effect on your overall health. Studies show that oral health conditions like gum disease are linked to many chronic health conditions like diabetes, heart disease, stroke, kidney disease, and pregnancy complications. During an oral exam, your dentist can potentially detect signs in the mouth of more than 120 diseases, including oral cancer. This can lead to earlier, less costly, and even life-saving treatment. When oral diseases go untreated, they can lead to problems eating, speaking, learning, and productivity.
It’s good for your well-being
Your oral health affects your day-to-day sense of well-being. Many say they avoid smiling and reduce social participation because of poor oral health. A smile is important not only for your self-esteem and confidence, but the simple act of smiling has shown scientific evidence of having a positive effect on overall happiness, even boosting immunity against disease in your body. You can see the domino effect impact smiling has on our everyday life and overall health.
A smile affects every aspect of your life, and it can impact the world around you in a positive way. A healthy smile is the gift that keeps on giving…to you, your body, and those around you.
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