When tackling a to-do list, we usually leave for last less desirable tasks like oil changes, cable company calls, and staying on top of our insurance. Think of these shortcuts like skipping to the front of the line at the DMV.
Here’s how to dispatch your dental benefit business:
1. Access Your ID Card
In the midst of your Costco card and BOGO sandwich coupons, your insurance card is bound to go missing. Keep track of your coverage on your smartphone. Download the Delta Dental app to your iPhone or Android device. Once you log in, simply click the “ID Card” icon on the far right.
Pro Tip: At many dental offices, you may not need your subscriber ID. Give them your social security number and see if they can pull up your coverage in their database.
2. Change Your Coverage
If you’ve just experienced a qualifying life event such as changes in household or residence, you’ll need to update your insurance. Don’t call your insurance company! Talk to your human resources department first. They can provide the proper paperwork to expedite the process.
3. View Your Claims
Dental bills can be daunting—especially if you forgot to factor them into your budget. Access them virtually for faster peace of mind. Everything you currently get on paper is available online. Use the Delta Dental mobile app or log in to your secure online account to access bills, eligibility, claims, and more. Plus, online access still gives you the option to print if you need to.
4. Budget for a Procedure
How much is your crown going to cost? Fees vary, depending on your procedure and plan specifics. You can attempt to search Google, but you’ll probably receive varying answers.
Hop into the fast lane with our Dental Care Cost Estimator. This tool can give you a ballpark estimate for common dental care needs. Enter your ZIP code and procedure and let the budgeting begin!
5. Use Your Insurance Company Resources
Chances are, if you have a question about your plan or insurance in general, someone else has already asked it. Click here for Delta Dental’s FAQs.
For more information on dental benefits basics, click here.
For more on finding a dentist, click here.