You probably know that most dental insurance plans cover two dental visits per year, but did you know that your coverage goes far beyond that?
Note: Dental insurance coverage can vary widely depending on the specific plan you have and the insurance provider. The information below offers a broad look at dental treatments that may be covered by dental insurance.
What does dental insurance cover?
In general, dental insurance may cover all or some of the costs most of major and minor dental procedures, including:
Preventive care: Delta Dental of Colorado insurance plans prioritize preventive care. Preventive care helps detect and treat oral health problems early, so they don’t become a serious issue down the line. Twice-yearly dental check-ups and cleanings, and once-yearly X-rays are usually fully covered under our plans.
Basic restorative services: Basic restorative procedures like simple teeth extractions and fillings are often covered, though you might have to pay a portion of the cost as a copayment or coinsurance.
Major restorative services: Major dental treatments such as root canals, crowns, bridges, and dentures may be covered, but you might be required to pay a higher percentage of the cost compared to basic procedures.
Periodontal care: Gum disease treatments and procedures like scaling and root planing are often covered, although coverage levels can vary.
Oral surgery: Certain oral surgical procedures, like wisdom teeth removal, or more complex extractions are typically covered by dental insurance. You may need to pay a percentage of the cost of the surgery, depending on your specific dental insurance plan.
Emergency dental care: Dental benefits often cover emergency dental treatments, such as treatment for a toothache or a broken tooth.
Note: Dental insurance coverage varies widely depending on the specific plan you have and the insurance provider. For exact information about your plan, please reach out to the Delta Dental of Colorado customer care team to get specific details.
Contact Delta Dental of Colorado to learn more
The coverage level for your dental insurance plan can vary widely. Therefore, it’s important to review plan information documents for the exact details of your plan coverage. If you have a question, it’s a good idea to reach out to Delta Dental of Colorado’s customer experience team for more information and before any major procedures.
For more information about your coverage or to sign up for dental insurance, visit our website.