*Updated September 2025
With so many options for dental insurance available, it can be overwhelming to find the right one for you. It’s important to do research and make informed decisions before selecting a dental insurance plan that fits your needs.
PPO dental insurance stands out as a popular choice for many individuals and families. But what exactly is PPO dental insurance, and how does it work? Let’s break down the basics and see why so many people choose this type of dental coverage.
Understanding Delta Dental of Colorado PPO™ dental insurance plans
What does PPO stand for?
PPO stands for Preferred Provider Organization. In the context of dental insurance, it refers to a network of dentists, specialists, and other oral health care providers who have agreed to provide services at reduced rates to members of the PPO dental insurance plan.
How does PPO dental insurance work?
With Delta Dental of Colorado PPO dental insurance, our members have the flexibility to choose their dental provider from within the network or go outside the network, if they prefer. However, visiting an in-network provider typically results in lower out-of-pocket costs. These providers have negotiated discounted rates with us, which translates to savings for you.
Benefits of Delta Dental of Colorado PPO dental insurance plans:
- Flexibility: Our members can choose any dentist, including specialists, without a referral.
- Cost savings: In-network providers offer discounted rates, reducing your out-of-pocket costs.
- Larger network of dentists: PPO dental insurance plans usually offer a larger network of dental providers, making it easier to find a dentist near you.
- No claim forms: Typically, there’s no need to file claims for services rendered by in-network providers, as the billing is handled directly between the dentist and Delta Dental of Colorado.
Limitations of PPO dental insurance plans:
- Caps on coverage: Most PPO plans have a cap on how much they’ll pay per year, which is something to consider if you need extensive dental work.
- Deductible: In some cases, you will need to meet a deductible before coverage kicks in.
Who should consider Delta Dental of Colorado PPO dental insurance?
Delta Dental of Colorado’s PPO dental insurance plans are an excellent choice for individuals and families who value flexibility in choosing their dental care providers while still enjoying cost savings. It’s particularly beneficial for those who already have a preferred dentist within the network or prefer not to deal with referrals for specialist care.
Get your Delta Dental of Colorado PPO dental insurance today
Whether it’s for preventive care or more extensive dental procedures, PPO dental insurance provides peace of mind and financial protection for maintaining optimal dental health.
Learn more about our PPO dental plans today.