*Updated June 2026
Key takeaways about choosing an employer-sponsored dental plan:
- Choosing the right employer-sponsored dental plan can help your business attract and retain employees while supporting their long-term oral health.
- To help select the best plan for your employees, consider their age and needs, your company budget, and the level of flexibility you want to offer.
- Comparing coverage options, provider networks, and customer service quality can make it easier to select a dental plan your employees will value and use.
If you’re a business owner who doesn’t offer an employer-sponsored dental plan, you may be missing out on top talent!
According to PeopleKeep’s 2024 Employee Benefits Survey, 91 percent of employees consider dental insurance as “very important” when ranking different company benefits.
For employers, providing dental coverage is a valuable investment in employee health and well-being, and a strategic advantage in attracting and keeping talent.
Whether you have a small team or a growing workforce, offering dental benefits is a smart investment in both employee well-being and business success.
How to choose the right Delta Dental of Colorado employer-sponsored dental plan
Selecting the right dental plan can feel overwhelming, even for experienced business owners. The best plan isn’t one-size-fits-all. It should be tailored to fit the unique needs of your company and employees.
Here are some factors you should consider when choosing what to offer in an employer-sponsored dental plan:
Employee ages and needs
The typical age groups of your employees are important to consider when evaluating your employees’ dental needs. If your team members are generally younger and have children, a plan that covers families may be very important to them.
If your staff is older, the procedures that are covered, such as dental implants or denture fittings, may take priority. If you have employees who range in ages, a dental plan that offers a variety of coverage options may be the best fit for your company.
Pro tip: If you aren’t sure what your employees are looking for in a dental plan, take the time to survey them so you know what you’ll need.
Company budget
As a business owner, it’s important that you fully understand the costs of your dental plan and make sure they align with your company’s budget. Take the time to sit down with an insurance representative and go through everything that your employer-sponsored dental plan offers.
Assess the copayments, deductibles, and coinsurance amounts required for various services. Determine if the plan offers a good balance between affordable premiums and reasonable out-of-pocket costs for employees.
Plan options
As an employer, it’s important to choose a plan that provides flexibility and comprehensive coverage. At Delta Delta of Colorado, one of our most popular plans that offers both is the Delta Dental PPO Plus Premier.
Delta Dental PPO Plus Premier combines access to both the Delta Dental PPO and Delta Dental Premier networks, giving members greater flexibility when choosing a dentist. With this plan, members can still benefit from contracted rates when visiting a Delta Dental Premier dentist, even if that provider is not part of the PPO network.
Another affordable option to consider is the Delta Dental Patient Direct plan. Patient Direct is a dental savings plan, not an insurance plan. This option provides access to discounted rates from participating dentists. Members choose from a network of providers who offer reduced fees for dental services and pay the discounted rate directly to the dentist at the time of treatment, with no claims or paperwork required.
Customer service
Evaluate the quality of customer service provided by the dental insurance company. Consider factors such as ease of claims processing, availability of online tools for managing benefits, and responsiveness to employee inquiries. A smooth administrative process can save time and frustration for both you and your employees.
Choosing the right employer-sponsored dental plans is simple!
Making the decision to give your employees dental coverage is the right choice to make, and Delta Dental of Colorado makes it easy to find the right plan for you.
Don’t miss out on top talent for your business. Learn more about our small business plans today.