MythBusters is coming to a close, but we’re just beginning! There’s a lot of misinformation about dental benefits, and it’s hard to decode what’s true and what’s not. We’re channeling our inner Adam Savage and Jamie Hyneman to debunk 5 common dental benefits myths:
1. Myth: I have health insurance, so dental care is covered.
Most of the time health insurance does not cover dental procedures. One big exception is the pediatric dental benefit that is sometimes included on ACA-certified medical plans. Dental and health benefits operate in different ways. Health insurance focuses on treatment after an illness or injury, whereas dental insurance’s primary focus is preventing problems before they begin.
2. Myth: My teeth are healthy, so I don’t need dental coverage.
3. Myth: I can’t afford dental insurance.
Though it’s true financial stress is the number one reason people opt out of dental coverage, insurance doesn’t have to break the bank. Learn what plan fits your needs and budget. It’s worth it! The cost of restorative care far exceeds the cost of preventive treatment.
4. Myth: I can see any dentist I want now that I have dental benefits.
Although you’re free to see any dental provider you please, your insurance may not cover treatments if a dentist is out-of-network. Find an in-network dentist before you make an appointment.
5. Myth: Dental insurance covers all treatments and procedures.
Insurance is designed to save you money, but that doesn’t mean everything is covered. Before you head to the dentist, make sure you understand what treatments your plan covers. Contact us to get a clear understanding of your plan coverage.